March 13th 2017

When I established the forums in 2005 it was to offer a more richer web experience and greater functionality than the platform where we started this social adventure in 2003, Yahoo Groups. The forums were once a busy hive of activity and provided locals and visitors with a wealth of information just like the Geocaching Ireland Discussion Group on Facebook today.

It was a time where we didn't have the many social media platforms we have today, and it was a different time in terms of mobility and technology. There was no instant access to information, no Google Maps and a very limited base map on your GPSr. Mobile connectivity for me was a 9600bps Infrared connection from a Nokia to a laptop and in later times to a PDA using WAP.

As we moved into the social media era so did our forums users. Geocaching Ireland moved there too, and we have a thriving community on the Geocaching Ireland Discussion Group on Facebook. As a result, forum activity isn't what it used to be and I have taken the decision to disable new registrations to the forums and to make the forums read only so any information there can still be accessed.

The discussion hasn't ended, it has just moved. Join us on the Facebook Geocaching Ireland Discussion Group .

Donnacha

Please be aware of the latest credit card scam

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The Windsockers

Please be aware of the latest credit card scam

Post by The Windsockers » Mon Jan 19, 2009 10:52 pm

Please be aware of the latest credit card scam :-

This one is pretty slick since they provide Y O U with all the information, except the one piece they want.
Note, the callers do not ask for your card number; they already have it.
This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard".

The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank) did you purchase an Anti-Telemarketing Device for £497.99 from a Marketing company based in London ?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £297 to £497, just under the £500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"

You say "yes". The caller continues - "I will be starting a fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card (0800-VISA) and ask for Security.

You will need to refer to this Control Number. The caller then gives you a
6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works the caller then says, "I need to verify you are in possession of your card." He'll ask you to "turn your card over and look for some numbers." There are 7 numbers; the first
4 are part of your card number, the next 3 are the security numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say, "No," the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up.

You actually say very little, and they never ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of £497.99 was charged to our card.

Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them.
Instead, tell them you'll call VISA or MasterCard directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening .

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CluelessTwo
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Re: Please be aware of the latest credit card scam

Post by CluelessTwo » Wed Sep 16, 2009 11:40 am

Thanks for the heads up.

You really cant be up to them can you!! Did these people used to work for Visa? Is that why they have your card details already?

Claire xx
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sukisuix

Re: Please be aware of the latest credit card scam

Post by sukisuix » Tue Sep 22, 2009 8:27 am

I heard of another one on the radio last week.

The person rings you on your land line claiming to
be from BT. And says that the last payment for
your BT account was not received. In order to stop
you being cut off you need to make the payment
right away. Then they ask you for your credit card
details, if you refuse they say they will disconnect
you right away. They hope this will frighten you into
giving your card details. If not, and you put the phone
down, they will stay connected for a while incase you
try to make a call making it seem like you have been
disconnected.

If you get this call, call their bluff. Tell them to disconnect,
as you have a mobile. Then if you are worried ring BT and
tell them.

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